Our wealth management services go above and beyond what you might expect from a financial services provider. Northwestern Mutual Wealth Management Company offers:

Investment advisory services, designed to:

• Provide high-quality investment services and products.
• Build and monitor diversified portfolios.
• Develop objective, personalized plans.
• Focus on long-term results.

Trust services and partnerships, designed to:

• Provide continuity of stewardship that can last multiple generations.
• Preserve family harmony when carrying out your intentions.
• Carry out detailed record-keeping and accounting.
• Calculate taxes and file returns.

Northwestern Mutual Wealth Management Company serves as trustee on Irrevocable Life Insurance Trusts. In addition, through our Trust Alliance Program, we partner with nationally-recognized trust administration firms that offer a broad range of services to revocable trusts, charitable trusts, endowments and foundations.

Online access to your account, so you can review:

• Comprehensive monthly statements.
• Performance reporting.
• Account access on a secure website.
• Current account balances on your investment holdings.
• Detailed transaction records on all accounts.

Our long-term approach to investing and wide range of options can help meet your unique financial needs—giving you the edge you and your family need to enjoy your wealth today, and for generations to come.

With more ways to invest than ever before, it can be hard to make sure your money is working its hardest for you. That's where we come in. We’ll provide investment expertise based on our time-tested philosophy, disciplined process, research-based insights, and proprietary capital market assumptions.

When you’re ready for more sophisticated wealth management, you'll have access to a variety of options there too, including investment advisory services, tax-smart strategies, trust services, and specialized products.

Brokerage services 

Build your ideal portfolio with a range of investment vehicles—no matter what goals you have. If it's time to roll over a retirement account, find a unique lending solution, save for a child’s education, or arrange for charitable giving, we’ll figure out your options and help you figure out how to get it done.

Investment advisory programs 

When you’re looking for more hands-on investment advice and ongoing portfolio oversight, we’ll carefully select one of our Advisory Programs (curated by our Wealth Management Investment Team) that best fits your investment goals. Along with monitoring market conditions and your investments, we’ll be ready to adjust your portfolio as needed should your goals or priorities shift.

No matter what you see yourself doing, the places you picture yourself exploring, or when you want to start doing them, we’ll create the right plan to help you retire the way you want.

It’s likely your aspirations for retirement will require solutions that go beyond a 401(k) or IRAs, social security, or if you’re a business owner, the sale of your company. We start by understanding your vision, goals, and situation before making any recommendations. Then, we’ll create a comprehensive plan with the right strategies for investments, annuities, and insurance—each one designed to help maximize your assets, provide income efficiently, and protect you from the unexpected.

Our advisors are also experienced in managing many types of assets and aligning all your other financial relationships to help make sure that the dreams you have for retirement can be reached, when you want to reach them.

While providing the protection you need, our solutions play a key part in your financial plan, giving you more financial flexibility throughout your life. We’ll listen to what's important for you to do today and down the road, and evaluate which type of coverage, and amount, could help you reach your goals.

You work hard to give your loved ones every advantage. The right life insurance can make sure that you leave a legacy for loved ones and help maintain their standard of living when you’re no longer here.

Our evaluations are based on your goals, priorities, and the role life insurance will play in your financial plan. From protection that lasts for a set amount of time (term life) or a lifetime (permanent life), we have a solution. And with permanent life, you also get financial benefits that you can use while you’re living, including:

• Financial flexibility for emergencies and opportunities
• A cash accumulation that grows over time and can be used for anything
• A tax-advantaged way (via a cash accumulation) to help grow your wealth

If you’re a business owner, offering life insurance as part of a comprehensive benefits package can help to recruit and retain valuable employees and help them feel financially secure while contributing to the success of your business.

Life insurance can also minimize the financial impact felt by the passing of a key contributor to your business. Its cash accumulation (or cash value) can be used to cover the potential loss of business or to recruit a successor.

Help protect your earning power and keep your goals on track if an unexpected injury or illness prevents you from working. No matter the type of job or career you have (or business you own), we have options that can give you more choice and more control.

Your ability to earn a living is likely the most important financial asset you have. Having a plan ready to go should you experience a disability, can help you rest easier knowing that your goals, big and small, can keep moving forward.

Individuals – While you focus on getting better, your goals like leaving a legacy or saving for a second home can still stay on track when you have a plan.

Physicians and Dentists – With a plan, you’re not just protecting your income, you’re protecting the investment you've made in your career.

Business owners and employers – A plan can help keep your business running if you or another key employee becomes too sick or injured to do their job, and by enhancing your benefits package with a plan you can help protect your employees, too.

For many parents, their top priority is making sure their children (or grandchildren) are set up for success. From saving for your kids’ education to passing your wealth on in a meaningful way, we can help you plan for it.

When thinking about providing for the next generations of your family, we’ll create a strategy that will give you the flexibility and control to hand down your wealth (during your lifetime, after, or both) in a way you see fit. We start by helping you develop a plan or purpose for your assets, then we’ll determine what types of assets to allocate, to who and when, and how best to transfer them. Here are some important questions to consider:

• If you’re contributing to a college fund, are there other types of accounts for additional assets you should be considering?
• How would you help contribute to your child’s wedding, first-home purchase, or annual gifts?
• What are the different ways you can manage the impact of income or estate taxes?
• Do you want to maintain any control or place limits over how the money is used?

Give your business a competitive edge with a strong benefits package. Our team will work with you to design a competitive suite of benefits that will help attract and retain top talent.

Employee benefits are an important part of the growth of your business. With the right planning, you can compete for, and win, the talent you need to contribute to the success of your business.

Our team can help you design a quality, affordable benefit package that would be available to all employees and can include options such as:

• Group health insurance*
• Group life insurance
• Group disability income planning
• Group dental insurance*
• Group vision insurance*
• Group long-term care planning
• Flexible spending accounts
• Qualified retirement plans such as SEP IRA or 401(k) plans

* Group health insurance benefits, group dental insurance, and group vision insurance are offered through an independently owned and operated company which offers access to comprehensive employee benefit services and is not affiliated with, nor a subsidiary of The Northwestern Mutual Life Insurance Company.

Planning for executives and key employees

As a business owner, it’s essential to reward your key employees and executives. The right benefits can make a big difference in attracting key executives who will contribute to your company's growth and profitability, and incentivize them to stay for the long run.

Our team will help you design and implement cost-efficient executive benefit packages that can provide additional compensation to select employees which can include:

• A supplemental executive retirement plan that allows you to pay additional income to yourself or key employees in the future, typically in retirement
• An executive deferred compensation plan that allows you or your key employees to forgo receipt of a portion of current income until later, typically in retirement
• Bonus plans that provide you or your key employees with additional income that can be used to purchase insurance, annuities, or investment products

Each of these flexible plans has a variety of tax benefits and tax efficiencies that we can design around the planning goals of your business and participants in non-qualified executive benefit plans. They can also be structured to only benefit certain key executives or in varying degrees for different classes of key executives.

Having a long-term care plan in place will give you (or a loved one) choice and control over where and how to receive care should it be needed. Plus, a plan will let your loved ones know your wishes and lessen the burden of the physical and emotional strains that can come with the need for long-term care.

Someday, you or a loved one may need ongoing help with day-to-day tasks like bathing, eating, or getting dressed. The cost of care is often underestimated and might not be covered by health insurance or Medicare. Long-term care planning can help you manage the assets that you’ve worked so hard for, so your family focus on offering love and support.

Caring for a loved one with special needs can present unique challenges. Our Chartered Special Needs Consultants (ChSNC®) will work with you, and equally important, other special needs experts, to create a comprehensive plan that can help your loved one with special needs and your family have the highest possible quality of life.

For families with a loved one who has special needs, financial planning is a necessity. We know you want to do what is best for a loved one with special needs, but your best intentions could inadvertently prevent them from accessing vital funding and programs. That’s why it’s important to work with an experienced team to help you navigate the complexities that come with special needs care. Our financial advisors are skilled in assembling the right experts, including those in law, social services, and more, to help you with:

• Estate planning
• Special needs trusts
• Life insurance
• Tax deductions
• Healthcare issues
• Medicaid complexities

With our guidance, you’ll be empowered to make informed decisions, take appropriate actions, and help provide the quality of life for your family that you want.